Certified Financial Planner and Author

Author Archives: Robert Ryerson

Early Retirement: What You Need to Know about the FIRE Movement

While the FIRE movement provides an intriguing path toward early retirement, there are some key aspects to consider. Continue Reading

House Bill Aims to Encourage Employees to Save for Retirement

A bill introduced in the House of Representatives, Secure Act 2 would make it easier for people to save for retirement. Continue Reading

This Is What You Need to Know about Converting Traditional IRA Accounts into Roth IRAs

Roth IRAs can help people reduce their tax liability down the line, but they can also create financial problems if not utilized strategically. Continue Reading

Here’s Why a 401(k) Alone Is Not Enough for Retirement Savings

A 401(k) is a great place to start when saving for retirement but individuals should diversify their investment with other accounts. Continue Reading

5 Expenses That Surprisingly Increase in Retirement

Understanding the expenses that are likely to increase in retirement is one of the key steps in planning for adequate savings. Continue Reading

What You Need to Know about Biden’s Retirement Tax Proposal

Joe Biden’s proposal would change the way that retirement tax benefits are distributed. Continue Reading

This Is What You Should Now About Projecting Retirement Savings

Projecting retirement savings into the future gives individuals much more information than setting arbitrary saving goals. Continue Reading

If You Need to Play Catch-Up for Retirement, Follow These 6 Tips

Many people fall behind when it comes to retirement savings. Luckily, many options exist for playing catch up with the savings. Continue Reading

How Can Retirees Benefit from Investing in an Index ETF?

An index ETF provides immediate diversification and an investment that follows the trends of major market indexes. Continue Reading

What Does It Mean to Have a Portfolio Focused on Total Return?

Retirement investors now focus on the total return of the portfolio rather than opting for riskier investments that provide income. Continue Reading