Certified Financial Fiduciary and Author
Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses – New Century Planning Inc. 

Understanding Non-Fungible Tokens (NFTs) Explained in Plain English: Introduction and Practical Uses – New Century Planning Inc. 

In a groundbreaking discussion, New Century Planning Associates’ Robert Ryerson and Louis Terrero demystify the concept of Non-Fungible Tokens (NFTs) in their video, “A Plain English Introduction to NFTs.” This comprehensive overview provides invaluable insights into the nature, value, and practical applications of NFTs, catering to both enthusiasts and novices in the digital asset sphere. … Continue Reading

Navigating the New Landscape of Retirement Planning: Insights from Robert Ryerson and Charles Rosenberg 

In a recent in-depth discussion between Robert Ryerson of New Century Planning Associates, and Charles Rosenberg, a Certified Retirement Administrator, major updates and changes in the realm of retirement planning were explored. Their conversation shed light on the implications of the SECURE Act 1.0 and 2.0 for individuals and businesses. These legislative changes mark a… Continue Reading

Understanding and Combating the Six Major Types of Identity Theft

Identity theft, a multifaceted problem often misconstrued as solely a credit-related issue, is a significant concern in the digital age. Robert Ryerson and Lou Terrero, Certified Identity Theft Risk Management Specialists (CITRMS) from New Century Planning Associates, offer valuable insights into the complexity of identity theft and the crucial strategies for responding to it. The… Continue Reading

This Is What You Need to Know about What Younger Generations Can Expect to Inherit from Boomers

This Is What You Need to Know about What Younger Generations Can Expect to Inherit from Boomers

As more members of the Baby Boomer generation begin to engage with estate planners, the discrepancy between expectations of Boomers and their children surrounding passing assets is becoming increasingly evident. The Boomer generation currently holds an astounding amount of wealth. Not just their children, but also estate planners and economists are paying close attention to… Continue Reading

Americans Turn to Retirement Savings for Emergency Expenses

Americans Turn to Retirement Savings for Emergency Expenses

Recently, Fidelity Investments released its analysis of savings accounts in the third quarter of 2023. This data covered more than 45 million retirement accounts, including 403(b) and 401(k) accounts, as well as individual retirement accounts (IRAs). The study came to some surprising and frankly concerning conclusions about Americans’ saving habits.   An increasing number of Americans… Continue Reading

What to Consider When Naming a (Successor) Trustee

What to Consider When Naming a (Successor) Trustee

From healthcare proxies and advance directives to living trusts, estate planning is all about ensuring that your wishes are honored when you are no longer able to express them. To this end, appointing a trustee, and/or a successor trustee, is incredibly important, as this is the person who ensures that your directions are followed. If… Continue Reading

Contextualizing An Increase in the Social Security Retirement Age

Contextualizing An Increase in the Social Security Retirement Age

While Congress has enacted several changes to 401(k)s and other methods of saving for retirement, it has yet to address the problems with Social Security. Various Congress people have been aware of the brewing problems with Social Security for decades, and talking about the need to do something for decades, but it has become a… Continue Reading

How to Protect Your Estate Plan When You Move to a New State

How to Protect Your Estate Plan When You Move to a New State

Creating an estate plan involves a great deal of work. You need to work methodically through your assets to decide what should happen to each one and have multiple documents written to convey these decisions and ensure that the assets are passed along in an efficient manner. The typical estate plan may involve a will,… Continue Reading

Retirees Commonly Waste Money in These 5 Different Ways

Retirees Commonly Waste Money in These 5 Different Ways

The transition from working years to retirement can prove quite difficult, especially for people who do not have a large financial cushion in their nest egg. Living on a fixed income can feel very restrictive, especially for people who previously had much fewer limits to their spending. Unfortunately, people who overspend in retirement will quickly… Continue Reading

5 Signs You Are Doing Your Estate Planning with the Right Financial Adviser

The estate planning process can prove quite difficult, as it forces people to face their own mortality. Because of the emotions that can arise, it is important to ensure that you have the best people in your corner who continually keep your interests at the heart of the conversation and remain thorough in exploring relevant… Continue Reading