Certified Financial Planner and Author

Author Archives: Robert Ryerson

What You Need to Know about Investing in Dividend Stocks for Retirement

Dividend stocks can provide additional income during retirement, but it is important to understand the unique risks of these investments. Continue Reading

Here Are 5 Often-Unexpected Taxes You May Face during Retirement

Many retirees end up paying more in taxes than they expect due to these common tax traps. Continue Reading

You Should Know These 5 Differences between ETFs and Mutual Funds

Retirement investors often find themselves choosing between ETFs and mutual funds. While they seem similar, there are key differences. Continue Reading

Does It Make Sense to Refinance Your Mortgage While Retired?

Because of low interest rates, many people are tempted to refinance their mortgage, but this is not always a good choice if you are retired. Continue Reading

Consider These 5 Key Directives as You Engage in Estate Planning

Preparing for retirement involves estate planning. Consider these five directives as you work through your estate plan. Continue Reading

Consider Creating a Trust to Take Advantage of These 6 Benefits

A trust comes with a number of financial benefits, from reducing estate taxes to offering protection for important family assets. Continue Reading

What You Need to Know about Investing in Annuities for Retirement

Annuities can be a great source of income during retirement, but you should be familiar with their intricacies before making a purchase. Continue Reading

Early Retirement: What You Need to Know about the FIRE Movement

While the FIRE movement provides an intriguing path toward early retirement, there are some key aspects to consider. Continue Reading

House Bill Aims to Encourage Employees to Save for Retirement

A bill introduced in the House of Representatives, Secure Act 2 would make it easier for people to save for retirement. Continue Reading

This Is What You Need to Know about Converting Traditional IRA Accounts into Roth IRAs

Roth IRAs can help people reduce their tax liability down the line, but they can also create financial problems if not utilized strategically. Continue Reading