by Robert Ryerson | Aug 25, 2022 | Insurance
One of the biggest financial stressors retirees face is healthcare costs. You can mitigate this stress by engaging in the estate and retirement planning process. Chronic illness, or “long-term care” needs, for example, are not covered by Medicare or any Medicare...
by Robert Ryerson | Aug 12, 2022 | Investment, Retirement
One of the most stressful parts of retirement is the need to project costs in the future. If retirement ends up costing more than you thought, you could be in a very difficult place financially and be forced to choose between spending less or running out of money. To...
by Robert Ryerson | Aug 4, 2022 | Retirement
One of the biggest tactical mistakes that couples can make as they approach retirement is to retire at the same time without thinking critically about this decision. Couples often dream of the day when they can stop working and spend time together, but this is not...
by Robert Ryerson | Jul 27, 2022 | Uncategorized
For some people, traditional retirement accounts may not provide enough income once they decide to stop working. People in this position may want to consider an annuity, which is a product that offers a steady stream of income for the life of the policyholder. ...
by Robert Ryerson | Jul 21, 2022 | Retirement
People often do not prepare adequately for taxes during retirement. Since retirement involves a fixed income, you should work to limit the number of surprise taxes you face. Moreover, you should plan strategies for reducing your overall tax burden while not working....