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These 5 Factors Play into the Cost of Long-Term Care Insurance

by Robert Ryerson | Feb 28, 2023 | Uncategorized

The Unpredictability of Long-Term Care One of the most important aspects of estate planning and preparing for retirement is ensuring you have the right insurance in place to meet your potential expenses. A form of insurance that often goes overlooked is long-term care...
How Healthcare Proxies and Advance Directives Fit into Estate Plans

How Healthcare Proxies and Advance Directives Fit into Estate Plans

by Robert Ryerson | Jan 27, 2023 | Estate

People make many mistakes when it comes to estate planning, but one of the most egregious ones is failing to account for medical decision-making. We can’t predict when we will no longer have the capacity to make decisions for ourselves about our health care, which is...
The Importance of Estate Planning for Small Business Owners

The Importance of Estate Planning for Small Business Owners

by Robert Ryerson | Jan 13, 2023 | Business

Many of us have misconceptions about who needs to create an estate plan. While we may assume that only high-net-worth individuals need them, estate plans are beneficial to a wide range of people, including entrepreneurs.   Small business owners certainly...
Why Is There a Disagreement on Including Crypto in Retirement Accounts?

Why Is There a Disagreement on Including Crypto in Retirement Accounts?

by Robert Ryerson | Dec 21, 2022 | Retirement

In fall 2022, Charles Schwab conducted a survey showing that nearly half of all millennials and Gen Z want to see cryptocurrency investments become part of their 401(k) retirement plans. This is perhaps not surprising considering that nearly half of respondents from...
The Problem with Selling a House and Buying a Retirement Home Right Now

The Problem with Selling a House and Buying a Retirement Home Right Now

by Robert Ryerson | Dec 6, 2022 | Retirement

Many retirees count on the equity they have built in their homes to help fund their retirement. People often plan to sell a larger home and purchase a smaller one in retirement to cash in on this equity. If you are in this position now, you may need to be cautious as...
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© 2025 Robert M. Ryerson, CFF. New Century Planning Associates.