by Robert Ryerson | Sep 15, 2022 | Uncategorized
One of the unfortunate truths in American economics is that many households do not have sufficient emergency savings. This becomes especially worrisome during periods of high inflation with the threat of a financial downturn looming. Such a downturn leaves many...
by Robert Ryerson | Aug 25, 2022 | Insurance
One of the biggest financial stressors retirees face is healthcare costs. You can mitigate this stress by engaging in the estate and retirement planning process. Chronic illness, or “long-term care” needs, for example, are not covered by Medicare or any Medicare...
by Robert Ryerson | Aug 12, 2022 | Investment, Retirement
One of the most stressful parts of retirement is the need to project costs in the future. If retirement ends up costing more than you thought, you could be in a very difficult place financially and be forced to choose between spending less or running out of money. To...
by Robert Ryerson | Aug 4, 2022 | Retirement
One of the biggest tactical mistakes that couples can make as they approach retirement is to retire at the same time without thinking critically about this decision. Couples often dream of the day when they can stop working and spend time together, but this is not...
by Robert Ryerson | Jul 27, 2022 | Uncategorized
For some people, traditional retirement accounts may not provide enough income once they decide to stop working. People in this position may want to consider an annuity, which is a product that offers a steady stream of income for the life of the policyholder. ...