by Robert Ryerson | Mar 23, 2021 | Uncategorized
Many people assume they will pay less in taxes in retirement than in their working years since they will no longer be earning a paycheck. However, for many Americans, that is not the case. Some individuals end up paying more taxes in retirement, especially if they...
by Robert Ryerson | Mar 9, 2021 | Uncategorized
As you set out investing in an individual retirement account (IRA) or a 401(k), you may come across options for both exchange-traded funds (ETFs) and mutual funds. These two investments are similar in many ways, and choosing between the two can be difficult. Both ETFs...
by Robert Ryerson | Feb 22, 2021 | Uncategorized
Estimating your expenses in retirement is one of the most difficult steps when you’re preparing for this stage of your life. Debt is often one of the most stressful expenses, so it makes sense that many people want to reduce the debt they need to repay while retired....
by Robert Ryerson | Feb 4, 2021 | Uncategorized
When it comes to retirement, many people worry about their ability to save enough money to be comfortable once they stop working. However, preparing for retirement also involves estate planning, the process of assigning assets to heirs and figuring out who will make...
by Robert Ryerson | Jan 20, 2021 | Uncategorized
One of the key elements of estate planning is establishing a trust fund, a special type of account that holds assets on behalf of a person or organization. Through a trust fund, you can pass assets to other people and create stipulations about how the money can be...
by Robert Ryerson | Jan 7, 2021 | Uncategorized
For many people, a 401(k) will not provide enough income to make ends meet during retirement. For this reason, you should consider alternative investments, whether that means other tax-advantaged accounts or unique products such as annuities. A way to secure...