by Robert Ryerson | Feb 8, 2024 | Uncategorized
Identity theft, a multifaceted problem often misconstrued as solely a credit-related issue, is a significant concern in the digital age. Robert Ryerson and Lou Terrero, Certified Identity Theft Risk Management Specialists (CITRMS) from New Century Planning Associates,...
by Robert Ryerson | Jan 31, 2024 | Uncategorized
As more members of the Baby Boomer generation begin to engage with estate planners, the discrepancy between expectations of Boomers and their children surrounding passing assets is becoming increasingly evident. The Boomer generation currently holds an astounding...
by Robert Ryerson | Dec 19, 2023 | Uncategorized
Recently, Fidelity Investments released its analysis of savings accounts in the third quarter of 2023. This data covered more than 45 million retirement accounts, including 403(b) and 401(k) accounts, as well as individual retirement accounts (IRAs). The study came to...
by Robert Ryerson | May 11, 2023 | Uncategorized
From healthcare proxies and advance directives to living trusts, estate planning is all about ensuring that your wishes are honored when you are no longer able to express them. To this end, appointing a trustee, and/or a successor trustee, is incredibly important, as...
by Robert Ryerson | Apr 20, 2023 | Uncategorized
While Congress has enacted several changes to 401(k)s and other methods of saving for retirement, it has yet to address the problems with Social Security. Various Congress people have been aware of the brewing problems with Social Security for decades, and talking...
by Robert Ryerson | Mar 14, 2023 | Uncategorized
Creating an estate plan involves a great deal of work. You need to work methodically through your assets to decide what should happen to each one and have multiple documents written to convey these decisions and ensure that the assets are passed along in an efficient...